it is very common for westerners to live in credit, not only
they spend every cent, they still have outstanding debts.
im not exactly an advocate for that kind of lifestyle but if u
wana spend every cent u earn...make sure it is something good and
enriching to ur life.
do you spend it on ur holiday to explore the world? a hobby that
you are really into? nicer furnishings for your house? or on ur PRC
mistress?
for me i spend a big chunk of my earnings, but i make sure i
spend it on things to enrich myself...the rest of the savings i
used to buy a few stocks, if they make money, i hv more to
spend...if they dont...it doesnt matter much coz im pretty happy
with my life.
i know i dont hv an iron rice bowl, but im prepared to work hard
and if i ever lost my job id go hunt for the next one almost
immediately. i really believe in working and playing hard. so, it
really depends on oneself.
p.s. im not going to have children so i dont hv to worry bout
saving up so much, and sorry for the long post
