I don't know lah..I find that saving money don't bring a return
of the income unless you're saving in big sums like 5k a month and
put it in a unit trust fund..
So idf you earn less than 2k amonth, you probably will not only
spend it all but even use credit card lah...people wanna live and
play hard not like our grandparents time save and live hard
liao
Grandfathers saving all used up my you, u still dare to talk
about granpa stories.
So now u smart, u dun save, cost u dun wan yr decendents to use
rite?