its how you plan and manage. cut down all unnecessary expenses
like movies, even macdonalds. to some people fast food is a luxury.
you guys out there never even blink to eat mac right? when i was
young, eating KFC is like a big treat!
when i was in poly times, all my friends had mobile phones and all
asked me to get one cos i its diificult to reach me. Even though i
was working at that time, i was happy to have a pager when at least
my work place could contact me. i am not whining here, but if you
do not know how to save, earning 10k per month will not be enough
too.