starlightz SG if u have bad credit record, and then after that u rpay and cleared all the debt, how long it will take for u to recover from ur bad credit record? or this record will be with u 4ever??
BadzMaro SG oh no! I 2 months no pay one o my credit card... the FORGOTTEN CARD. owe them 10.57 cents.. hahaha.. recieved letter. I will be real pissed off if i get bad record because of that.
BadzMaro SG man i think its ... like i pay but maybe i got the amount wrong thats why got 10.57 not yet paid for more then 2 months. N even got letter n stuff ... i just hope it wont fudge my clean record up because of 10 bucks. I stopped using that card cause it got sucky benefits n the card looks ugly. not to mention no free waiver.
starlightz SG i see... then how abt taking loans from HDB to buy flats?? will it affect? i know if take from bank sure will affect....
noahnoah SG It depends one also Different banks work differently It will be better if you got banker friends sometimes it is better to go from the back door
orlando_gal SG what do you mean by bad credit record? is it like paying the min sum as bad credit record?
