I think it would be better to buy a firsthand. Coz it cost
around 29k for opc.
Now promo is take 35k loan yrs get 3888 rebate. 20k-35k is 2k
rebate.
Depending on how much you want to pay for the installment, will
depend on how much u want to pay for the deposit. But remember to
be eligible for loan, you need to earn at least 2k and the
installment per month has to be less than 1/3 of you take home pay.
(AFter CPF cut )
Road tax is about 150 a yr. Insurance wise depends on age and
experience. Both OPC and black plate applies the same for
insurance. (same price)
Interest now I tink is about 3-3.5%