i checked with citibank
my 2 citibank cards no accumulation of points or $$ one
as for the uob one card, no uni$ but got smart$ (not very
attractive anyway)
and rebates:-
spend $800 each month for 3 mths to get $80 rebate for that
quarter
or
spend $300 each month for 3 mths to get $30 rebate for that
quarter
i think treat these cc's as discount cards jiu hao le...
