Dude.... WHY do u want to be a slave to your car?? you are still
young, and u can do other stuffs other than keep thinking of
getting a car, besides, i believe u do not have a stable job and
stable income yet and are not financial prudent (If u are
maintaining the car ON YOUR OWN). moreover, affording a car in
Singapore is not easy, all i can say that not many people can make
FULL payment for their cars, which means they still cant afford to
own a car yet...
You said u will cut down on gaming and save more, abt S$300/- per
month, let me ask u (Without Preduice), how are u going to pay your
installments?? u have not considered the COE, registration fees,
road tax, insurance, radio licence, ERP usage and most importantly,
the money sucker(usage of PETROL), now petrol is going to cross the
S$2 per litre mark and it is going to be a hell of a burden to u..
if u want to pay by installments for your car, with say S$500 per
month, how long are u going to clear off ur debts?
