25 Year Old Beauty Seeks Rich Banker
05/10/2007 following exchange took place on Craigslist - dont miss
investment banker's response
'What am I doing wrong?
Okay, Im tired of beating around the bush. Im a beautiful
(spectacularly beautiful) 25 year old girl. Im articulate and
classy. Im not from . Im looking to get married to a guy who
makes at least half a million a year. I know how that sounds, but
keep in mind that a million a year is middle class in New York
City, so I dont think Im overreaching at all.
Are there any guys who make 500K or more on this board ? Any wives
? Could you send me some tips ? I dated a business man who made an
average of around 200 - 250K. But thats where I seem to hit a
roadblock. $250,000 wont get me to Central Park West. I know a
woman in my yoga class who was married to an investment banker, and
lives in Tribeca. Shes not as pretty as I am, nor is she a great
genius. So what is she doing right ? How do I get to her level
?
Here are my questions specifically:
- Where do you single rich men hang out ? Give me specifics - bars,
restaurants, gyms
- What are you looking for in a mate? Be honest guys, you wont
hurt my feelings
- Is there an age range I should be targeting ?
- Why are some of the women living lavish lifestyles on the so
plain? Ive seen really Plain Jane boring types, who have nothing
to offer incredibly wealthy guys. Then Ive seen drop dead gorgeous
girls in singles bars in the . Whats the story there ?
- Lawyers, investment bankers, doctors. How much do those guys
really make ? And where do the hedge fund guys hang out ?
- How do you rich guys decide on marriage vs. just a girlfriend ? I
am looking for MARRIAGE ONLY.
Please hold your insults - Im putting myself out there in an
honest way. Most beautiful women are superficial - at least Im
being up front about it. I wouldnt be searching for these kind of
guys if I wasnt able to match them - in looks, culture,
sophistication, and keeping a nice hearth and home'.
An Investment Banker's Response:
Dear Pers-431649184:
'I read your posting with great interest and have thought
meaningfully about your dilemma. I offer the following analysis of
your predicament.
Firstly, Im not wasting your time. I qualify as a guy who fits
your bill - that is, I make more than $500K per year. That said,
heres how I see it:
Your offer, from the prospective of a guy like me, is a plain and
simple crappy business deal. Heres why. Cutting through all the
B.S., what you suggest is a simple trade: you bring your looks to
the party and I bring my money. Fine, simple. But heres the rub,
your looks will fade and my money will likely continue into
perpetuity - in fact, it is very likely that my income will
increase, but it is an absolute certainty that you wont be getting
any more beautiful!
So, in economic terms, you are a depreciating asset. Not only are
you a depreciating asset, however, your depreciation accelerates!
Let me explain - youre 25 now and will likely remain pretty hot
for the next 5 years, but less so each year. Then the fade begins
in earnest. By 35 - stick a fork in you!
So, in Wall Street terms, we'd call you a trading position - not a
buy and hold
hence the rub
marriage. It doesnt make good business
sense to 'buy you' (which is what youre asking) - so Id rather
lease. In case you think Im being cruel, I would say the
following: if my money were to go away, so would you - so when your
beauty fades I need an out too. Its as simple as that. So the deal
that makes sense for me is dating, not marriage.
Separately, I was taught early in my career about efficient
markets. So, I wonder why a girl as 'articulate, classy and
spectacularly beautiful' as you has been unable to find your sugar
daddy. I find it hard to believe that, if you are as gorgeous as
you say you are, your $500K man hasnt found you - if only for a
tryout.
By the way, you could always find a way to make your own money -
and then we wouldnt need to have this difficult
conversation.
With all that said, I must say youre going about it the right way.
Classic 'pump and dump'. I hope this is helpful, and if you want to
enter into some sort of lease, please let me know'.