apply for the one that gives you free membership. Apply from as
many as possible and just before the expiry, tell them you want to
cancel. They will ask you why and you tell them that you have so
many and tell them you do not want to pay so much yearly fees. They
will most likely waive it for you.
You apply for so many because, many times, at different times,
certain cards from certain banks give discounts on certain
purchases.
You can use the appropriate cards for the discounts if you have
it.
Best is, don't tempt yourself to go into debt and don't apply for
any.
