Do financial planning , see how much u need to survive through a
month (least) , then add small amout that enough for you to SPARE ,
the rest go to saving part
the saving part , divide the remaining into 4 part , 3 part to
saving account (cannot withdraw) , 1 part to those which u can
withdraw.
Dont bring too much cash out ,if you go out buy something , just
bring that much money , if you want spare , make sure you left
about few dollar or cents from changes
Everytime before spending every dollar , think of this :
2ml i still got enough money anot
Enough to last for this month ?
Or you think it this way.
your setted daily allowance $5
finish it , you want spend more like another $3
think of tomorrow remaining allowance 5-3 =2
tomorrow you left $2 to survive through
Then u may want to cut down on spending
Above are example , i use small digits
