BadzMaro SG whichever card looks the nicest. thats how i would chose when it comes down to it... cause both offer reasonably good deals in thier own respective parties.
elindra SG If it is for local use only I would think UOB have more offers but if you travel often or shop online often Citibank would be better as some sites dun accept cards from our local bank and sometimes I have problems swapping the local bank card overseas but never any problems with Citibank before
Seven_Dragon SG i got both UOB and Citibank (and more) I just called them to waive my annual subscription fees... so troublesome... but still worth it... use for free... still got free gifts... so the more the merrier
Seven_Dragon SG i only use two cards... UOB and citibank... the rest just for fun only... don't worry... anyway, thanks for your advice
Cool-gal SG just apply both lor. its all abt self discipline la. if u're not a spendthrift person, scare wad. both cards are good, alot of priviledges leh. ocbc oso good.