Insurance will cost you 3 bucks a day, 90 bucks a month, and
1080 a year. 
In the event that you lose it by
accident (which you have to prove), $600 will be refunded to you in
no less than 3 months. During for that period, the 3 bucks a day
premium still stands till you cancel it, in which you have to give
3 months notice.
