The best car you can afford will be a vios after downpayment of
$8000 monthly will be around $400 plus. of course, the other cars
that you will be able to afford will be Picanto, kelisa, getz, Rio,
verna
Sunny and lancer will be in the range close to Vios however, the
fuel Consumption will be a factor to take note of since the fuel
prices are going up.
The best is to plan your total loan to be not more than 1/3 of your
total earnings. The loan will be inclusive of study loan, housing
loan(the additional amount having to top up). As a car loan is a
relatively long term commitment I will advise you to plan
wisely.
Cheers
