I know someone may not like me for saying this, but I'm scolding
my gf for the same reason that I wanted her to wake up, I have paid
up all her credit card debts, which amounts to about $10k.
And I just want to say that if you don't have the spare cash, then
don't commit to a car or credit cards. By doing so, you're actually
working for the bank because the car loan and the credit card
interest rates will make your life miserable. If you earn $10k by
all means, get what you want, but if you want to struggle to get a
car, then you have to be prepared to endure the suffering for
another 5-10 years of the car loan. The thing is, many people think
they can do that, but in reality, most cannot endure sufferings
month and month for the next 5-10 years, in fact most can't even
endure past the first few months.
Last time my gf keep crying to me about her debts, and I really
hate that I had to pay up for her coz of the relationship, but my
point is, consider properly now rather than regret later about the
wrong decisions in life.