credit card offer and call, how??

picmonster SG

i got this phone call from dbs, saying they can save my time submitting income statement and application. Just ask me to sign on the application letter which they will send to my office. Waive 5 years annual fee.

Is it good deal? will I be charged any hidden fee?

Don't know want to take up or not. Please advise...

browniebaobao SG

are u really sure they are DBS staff?

dun ever divulge ur personal information to suspicious callers.

picmonster SG

they can tell me my address wo... unless dbs divulge my info to other companies... you are making me worry

browniebaobao SG

if someone followed you home, he/she will know ur address also.

if it's someone close to you, sure maybe even know ur NRIC no.

so wat kinda information did u divulge to the caller?

actually wat u can do is to ask for his name, his contact number, his position, then call up DBS to check on it.

Toblerone SG

waive 5 years annual fee?

My card waive all fees if I used the card 2 times a month.

TehJarVu SG

they say will send application form to him lah
and just make sure send back to DBS loh
what' the big deal?

FireIce SG

u got POSB/DBS bank account?
or u may oredi have other credit cards
so they have ur details and credit records already....

which card isit?

browniebaobao SG

TS mentioned that all he need to do is to SIGN on the application form.

so it means the caller will fill up the form for him..

so there's a possibility that he will have to provide his personal information to the caller right?

so u tell me, wat's the big deal if the caller is an imposter?

oomla SG

eazi, call up dbs to check loh.

TehJarVu SG

i think he means no need income statement
just sign on the form

i just did that at UOB today
NO NEED INCOME STATEMENT is the thing now...

TS is asking whether he will kenna pay hidden costs

i dun think he will be so obedient and give all his particulars over the phone when he can fill up the form himself

GHoST_18 SG

snoopy sign simi card...?

got sub 1 card for me or not....?

Embarassed

alvin-ncs SG

call and check…

Toblerone SG

Most likely caller is some student/temp worker.

Bank just use them to call cold customers and hook using whatever means.

dragg SG

tell them you lost your job.

they wont call again.

alfagal SG

1. issit an upgrade?
2.call back to the call centre, and ask for the person who called you just now. trace back just to be sure.
3. to be able to say your address is not breach of security. only personal details like NRIC numbers and date of birth, bankers are not allowed to disclose.
4.y ask us? ask the person who called you if there is a hidden fee. hold that person responsible if u are treated otherwise. or ask for black and white infomation.

Cool-gal SG

accept it lor.
5yrs waiver, not bad...
just make sure u sign on the right document stamped with DBS etc...
y DBS no call me.. Crying or Very sad

TehJarVu SG

UOB CC loh
got good makan deals Embarassed

u want to be my mistress meh?

GHoST_18 SG

shui bian loh...

Embarassed

Ah-BarD SG

unless….u exisiting card holder…or else…likely need to submit income…u just oni need to fax it over…got 5 yrs annual fee waive de??i read reports on how con-man can get ur details when u throw away those telco bills,bank statements etc.

BadzMaro SG

As long as they waive my yearly payment i am all good. If not , i just cancel. Got many more banks that want me as customer. Razz Its which that offers the best and most tantalizing offer for me that counts.

I am a cheapo sometimes.. and also if the credit card looks nice and pretty i will apply. Laughing