alternatively, can buy car, but insurance buy under the name of
the person who is the primary driver, I had asked NTUC before,
seems like there is no need for the car ownership and the insurance
to be under the same person.
example: I bought the car and its under my name, but if my wife
drives it most of the time, then the insurance can be and should be
under her name instead.
Road tax is tag to the car hence expected to be paid by the car
owner.
