i own a honda city which i bought for around 62k with 30%
downpayment and 7 yr loan. for that, i am paying 640 per mth for
instalments.
then there is the season parking of 88 per mth. and of course
petrol. honda city is quite fuel efficient - i can achieve on the
average 15 to 16 km/l. my daily journey to work and back is 40km.
usually only go out during weekends. for that, half a tank lasts me
for about a wk. and with all these conditions, i pay around 1k for
instalments, season parking, and petrol.
i havent added in maintenance, and road tax, which is 900+ per yr,
and parking and erp. lucky thing i dont go into the CBD often,
except for shopping trips to orchard during weekends. so they dont
go into much.
hope this helps. bottom line is, look for fuel efficiency esp since
petrol is ex now; down more upfront if possible so as to save on
interest.