Perhaps you had mistaken my post. I never say anything about
IFAs.
IFAs (finaxis, IPP capital, 1st principle, etc) are the same as
tied FAs (AIA, prud, NTUC, manulife, etc.) in that they are not
real qualified Financial Advisors, just Insurance Agents.
In fact, on a personal opinion, I find IFA worst off then a tied
company on several terms.
