rolls royce...I know a 24 year old driving bentley...
bmw vs benz....buy benz...I know a handfule of 20+ young adults
driving bmw. 
BMW ok what
180k loan = about 1.6k to be paid per month car loan 
Govt sector take home pay for guys can be near to 3k after CPF
for fresh grads, still got 1.4k to pay for petrol and food.

At most don't save lor 