If you spend $10k on education, and you earn back only 5k
additional in your life time, it’s simple maths, you shouldn’t
study, you’re losing money. If you spent $50k on education, and you
earn back 100k additional in your life time, then it’s well worth
it. So there is no right or wrong, an expensive education could be
worth it, or a cheap education may not be worth it, in fact even no
education could be a good choice, it’s about your own judgement to
see if you can earn them back.