No so much la. Must see you buy wat type of insurance. 1st-party
Insurance will be very expensive like 2000+ and above. and then 2nd
party is about 1500+ and the 3rd party will be cheap.
1st party - If you create damage yourself, you can claim it. and
others damage.
2nd party - You cannot claim damage if you damage your car
yourself,but if ppl bang you, you can claim him and fight for the
win.
3rd party - You can only claim when you car is burn or lost.