i'm a person who takes public transport and only drives twice a
week!
a car is necessary if the journey frm Point A to B is not
congested. (just take the rightmost lane and gooo!!!)
a car is NOT necessary if the journey frm Point A to B is
congested. (buses have bus lanes, even full day bus lanes.. trains
run underground and avoid all congestion. slow traffic only tires
you down)
COE, road tax, insurance, season parking, cashcard, petrol,
servicing........ monthly instalments.