inhouse insurance

alberteinstein SG

does anyone know if we can change the default inhouse insurance to another insurer? NTUC gives the cheapest, so I thinking of getting from it instead from the default one.
Any answer to this? thanks!

andylaucg SG

NTUC not the cheapest.... I renew my car insurance and when i ask form quotes from different insurance company surprisely AVIVA quoted me cheaper than NTUC. different by a few hundreds. Laughing And they cover free replacment of windscreen if break and oversea theft up till west Malaysia.

alberteinstein SG

so much? then can i choose aviva instead of inhouse one?

sgboy SG

Normally for in-house insurance, they have discount under the price list. For example, they quote u a discount of $2500 for in-house insurance. If you do not want to purchase the in-house insurance, then you got to pay additional $2500 for the car.

I recommend you to go for the in-house insurance for the first year. then for second year, see if the company give any discount, etc...

For me, I bought under Cycle & Carriage. They have in-house insurance under AIG. Not bad, second year still give discount and best of all, in case of accident, I go to C&C, which is one of the authorised workshop.

casshern SG

yes i agree, go for the in-house and decide after the 1year, cos usually the cash discount given to you on the car is quite significant, so why not?

after 1st year u can decide if u wanna renew your insurance or find another

alberteinstein SG

like that harh...i was not told of any discount for using inhouse insurance.
Actually, was rather pissed off, cause at first, say its $1000+, then after a while add another few hundred, then after a while add another few hundred. My SE say I less than 1 yr liscence, so insurance gonna a little higher.
Higher is never mind, but the table say 0% NCD is $x. So I buy the car, causee I feel the insurance acceptable.THen now say i no experience, so happy happy go and add my premium. Where got this kind of things one?
Add until now the premium more than $2k. So I dun like AIG. Now you people say AIG good, so I also dunno how...

casshern SG

hmm... like tat is your SE fault not insurance company AIG, cos as a SE dealing for so long he will have an idea how much the AIG will charge you and will give u an estimated amount for your insurance premium.

i suggest you call him KPKB den threaten to reflect him badly in the feedback form. den after that get some freebies like cash rebate to make up for it

Laughing

ula_man SG

Hi i am currently researching into motor insurance and would like to know to gather more facts about inhouse insurance from the car experts here!

I would like to know a list of which car co and insurance co team up together to provide inhouse insurance?

Are there cases where one could have a few choices of insurers?

Under inhouse insurance, what are the benefits to the insurers?

Thanks a million! Surprised

SOP SG

You sound like an eager learner. Unless you are admitting that you are lazy, why dun u pay the various showroom a visit and posed as a potential buyer? In that way u get to ask and learnt everything first hand rather than absorbing possibly distorted views over here ?!?!? Anyway all the showrooms are bundled together in 2 areas. I don't see much hassle walking down the stretch of Leng Kee or Ubi...

Good researchers never depends on others to spoon feed them.

Kennerve SG

One way is to go to websites like ONEMOTORING to check.

Kennerve SG

One way is to go to websites like ONEMOTORING to check.