I tot u got a car liao..... u still wan another one ar?
Interest rates vary between 2.8% - 3.125% depending on banks.
i thinks wads more impt is the penalty charges involved in the
loan.
From wad i know, for vehicles under HP Act it seems only DBS has no
penalty charges and interest is at 3%.
As for dealers, i guess it depends which dealer has the vehicle u
want.
