i ponder upon the qn becoz.. initially, he suggested we open a
joint account to start saving money for our future.. ie marriage
etc on top of his own savings.
but in the recent months, he took up photography. nt that its a bad
idea, but seems like he's overspending every mth.
Nt only is he depleting his own savings, he hasnt really saved for
these few mths coz money-in, money-out.
Usually near the mth end, Ill hav to transfer him some $$ to help
him tide until his pay comes. (gd thing is hell always pay me once
his pay comes.) my disposable income is lower than him, but lucky
thing is, I dun spend much, so I usually hav enuf to lend
him.
I did bring up nicely to him abt spending so much on the camera,
lens, accessories and bags. His reply was, I may die anytime. If
dun try nw, when wan to try
I was quite disappointed when I heard that. Im nt desparate to
settle dwn. Juz that I felt that wer alrdy in our 20s.. shld start
planning for the future alrdy, esp in such a fast-paced
Singapore.
He mentioned in the past, his ex made a lot of noise when he was
into fishing. At that point, I didnt understand how bad it was,
and I casually remarked that she shldnt be unreasonable coz fishing
isnt a bad thing (if u compared to wasting money on drinking. No
offense to drinkers out there.)
But nw, Im starting to see a bigger picture. And I sort of
understand y she was unhappy abt it.
And since he started buying the camera stuff, the idea of joint
acct was slowly put aside. Problem is, nt that I very gian his
money. Its becoz he has a study loan to repay. So Im wondering how
long itll take for us to start saving up for our future. Coz the
loan amt isnt small. After saving for that, then can save for
future. Haiz.
I did let him know that I will nt interfere with how he spends his
money becoz it is his money anyway.. but how can I let him know
that Im really quite upset with regards to his spending habits?
