why do u need to get a loan?
getting a loan also means more liabilities.
hmm.. for easy withdrawal and daily expenses, i put in POSB. i put
my savings in standard chartered e$saver and extra$aver accounts,
coz more interest and flexible as in there's no minimum requirement
and u can put any amount u are comfortable with. Fixed Deposit also
in Standard Chartered. They are having 6 months promotional rate
now for 50K deposit, you may want to go and find out.
now considering to use CPF and cash to make investments.