To deal with this problem objectively, let's make a good
thinking..
Assuming if you put 1 millon SGD into the bank for F.D, probably
you can get interest of up to 4.5 to 5%.
So that gives you say $45000 per year. The inflation rate per year
is roughly about 2%. So from the $45000, have to deduct $20000 and
put into the $1000000 so as to make sure that inflation doesn't
affect your initial capital. You left with $25000 divide by 12
months, you get $2000 plus back per month!!! How can you not
survive?