Hey tedz, sorry to hear abt ur espisode...
If the guy who knocks into u isnt holding a valid license, dont
report him too cos similar to a drink-driver, u cant claim against
his insurance as he couldnt even purchase a car, let alone the
insurance policy. What we can do against these pple is to file a
civil suit against them... but then a lot of considerations too, i
guess...
Recently, my brother's car innocently kenna knocked too and the
other party apologised once he came out of the car. Unfortuntely,
my bro didnt have a camera to take pictures (was too dark to use hp
camera) and they just exchanged particulars and make their own
reports. To make things worst, this guy gave his statement in such
a way that it became my brother's fault. So in this case where
reports are totally contradicting, trouble brews cos u have to
worry about doing own damage or 3rd party claim, repair at
authorised, agents or whichever workshops willing to fight 3rd
party claim for u, ncd and premium affected next year etc...
Me & my bro spent a few days asking ard for expert advice and
now finally he got his car done but the case not closed yet. Will
share with u when we next meet or if u r having this headache at
this time, feel free to call me and I'll tell u what the
considerations are, especially when ur car is also new. My bro's
car was only 5 days old when he got into the accident.
Learn a lot through this accident and realise the importantance to
have a camera with u all the time... that time when i used my
camera at sentosa outing was not becos it was an outing but more so
becos i always carry a camera everywhere i go...
