NTUC no good lah, darm troublesome with claims, need to go thru
Idac.
Use AIG better, claims are much easier, though premiums may be a
little bit more. Had a total lost to my vehicle about 4 years ago
as my vehicle became a total wreck after a collision, got my claims
through AIG. If I had to claim through smaller companies, I believe
that it would have been alot more troublesome.