First, set a budget.
Then, set a type of car you would like, eg 4 doors, 2 doors,
simple, effing fast, etc
Then search for something you would like, @ sgcarmart, for
example. The prices there normally is all in, except insurance.
That price will not be indicative, which means you can bargain. How
much lower you get the price to, see your skill liao.
If you buy from a dealer, take loan and insurance from them,
chances are you can bargain the car price a bit lower. If not, they
will charge you a fee. However, do not agree to pay any admin fee,
processing fee. Tell them no, if they insist, walk away. Plenty of
dealers for you to choose from.
If you buy from a direct seller, you need to factor in the cost
of going to get your own loan and insurance, especially through a
middleman. But most of the time, direct sellers do transact @ a
lower price than dealers. Again though, depends on your skills.
Have fun shopping. Never rush though.
Eh.. why the fark am I helping a Pool supporter! /edit
thanks for your reply
put that football rivalry aside first leh 
lol.
anw, what does omv stand for?
so basically, the price stated is for almost everything alr?
beside insurance?
