POSB GO card

00900 SG

need to clarify something.

Can this card be used if my acct doesnt have enough money? Is it the same as the normal mastercard?

FireIce SG

it's debit card

deduct from ur acct direct

if no money then dun sign up for cards.

dark_snowboy SG

you can set a maximum amount of money to use per transaction too

^tamago^ SG

can. yes, but u dun have to pay bills at the end of the month, credit limit is same as ur current bank account balance.

some ppl not much money but the card can be useful in situations where NETS is not accepted, or they're overseas can use at departmental stores.

Båseline SG

The lady serving me at the counter explained that although this card got Mastercard logo, it is not a go to book tix online and the frills of online shopping. But I see brochure... contradicted what she says.

This card cham si tong.. waiting for my replacment card.

fareast85 SG

ha
dun get the POSB Go debit card
its my recommendation la

POSB got 2 type of debit card
One is the normal debit card
the other is the GO card

so..
whats the difference

both can
purchase things with a signature
purchase things base on a maximum limit u set
amount purchased is directly deleted from your bank, meaning no bills to bother at end of month
use them worldwide

however,
the main difference is
the normal debit card from POSB ALLOWS you to do online purchase, like the booking of movie ticket online, payment for certain US based stuff..

but the GO card doesn't allows...

that's y i say dun get the GO card..

^tamago^ SG

dunno which brochure u saw leh, but i know right from the start they got say cannot use online alrd.. hmm...

00900 SG

So i can just use the card to purchase even the acct not enough fund? Then can pay at next month?

Båseline SG

Thier Go! Brochure...

Using that Go! card as a stop gap now for ATMing. Waiting for the Mastercard Debit to come as the previous card's security was so called compromise.

snobbish SG

Nope. If you got $1000 in yr account means u only can spend $1000.

Chelzea SG

If i sign up,means dat i have to surrender my nets?or can have both?

Båseline SG

Go! card can use in NETS & ATMing. Have not use it to sign for bills yet.

Chelzea SG

dont ans my qn lah

io SG

U can have both.
1. Sign like a MasterCard or
2. Use NETS like a ATM card.
If u sign,takes a few days to clear the transaction.U get to earn interest for a few days before $ is deducted from the a/c the card is linked to.
If u use NETS, transaction gets thru immediately and $ is deducted straight from the a/c.

Wind6 SG

Read the posb webpg and u will b enlightened and u will not ask ques abt the card here anymore

sohguanh SG

For me I don't care for it's Mastercard debit feature. I just use this opportunity to replace my old POSB design ATM card issued to me in 1993. Yes their card very durable can tahan usage for at least 10 years cuz I personally verified it.

Now I have that old card as souvenir and a brand new colorful ATM POSB card hahaha.... I smart hor? Change card no need pay money Mr. Green

Chelzea SG

[quote]Originally posted by Wind6:
Read the posb webpg and u will b enlightened and u will not ask ques abt the card here anymore[/quote

den ppl dont ask qn here Laughing jus google it but like dat sgforum can close down alreadi liao

Chelzea SG

na,my qn is can i retain my current nets cards ?

so i can have 2 cards in total for use after applying for e GO cARD

^tamago^ SG

can. but u can only have 1 credit card at one time, and many supplementary ones for credit (not debit)...

Honeybunz SG

I prefer Debit Card anytime. At least, I won’t spend more than what I can afford. Credit cards are so dangerous.