i got
1 uob.. dinning privileages
2 citibank.. cash back discount..
(the other 1 they mail to me de, i just throw away le)
2 uob visa mini..
1 posb debit..
Can be useful when you are poor for the month.
But clearing of debts is a priority.
main thing is can exchange points for movie tickets etc!
i see free movies every month! (me a hub member too) 
