Funny leh, I lent money to my friends a few times, but I never
encounter this kind of problem. They always pay me back.
I think lending money to friends is actually a very good and
sincere gesture, it is a help just like any other help, so I
disagree if some people say don't lend money to friends. In fact
the true test of a friendship is whether someone will be willing to
lend money or not, in times of difficulty.
If want to know whether your money will be back, actually you can
tell beforehand, from the strength of your relationship, and the
other person's character. If you have good relationship, good trust
between you, and you know the person character is reliable and
honest, he will most definitely pay you back no matter what
happens. In this case, if he ask you for money, you lend him with
confidence. This will actually strengthen your friendship. But not
only that, there is such thing called compassion and love. Your
friend is in trouble, of course you try to help.
If you have doubts about your relationship strength, or his
character, then in this case it's up to you, if you are not willing
to lend your money, just say you dont have money to lend.
Anyway for threadstarter case, I think you can try calling her
parents, or ask your parents to call her parents. Like this, most
definitely you will end up getting the money back.