jazzkee SG Hi I am planning to get a Vios in a couple of months... you mind recommending ur SE to me?
A_vErY_pOoR_gUy SG ya i tink the government might furthur cut the taxes of new cars due to the asean free trade agreement( AFTA)
LittleTiger SG Got $$$ buy altis better than civics…. altis with lots of lastest features and safety gadges like TRC, EDB, BA other than just the plain ABS. Somemore its the lastest model and not facelift one thus the depreation is lower and much better second value.
Larry SG Well, u can always opt to walk away and approach another SE if the previous SE irritates u. They all have a sales quota to meet too.
free4ever SG For the last 9 years, nope, practice was still the same, but now, yes as the authorities has relaxed their regulations, allowing up to 100% loan, means that you can have $0 downpayment, but keep in mind not all car can be financed using 100% loan.
wbucket SG A interesting thing I notice when the bank called me up last time to confirm my loan. The price of the car they told was about 10k more than what I have signed. Although ultimately the loan amount is the same. I called up my SE to confirm and the reason he gave me is that they (car dealers) have to quote a higer price that the actual one to allow for 80% or more loan on the car. This way, the bank would think that you have already downpaid 20%, when in fact you are taking 100% loan.
