i don tink so.. cos let say if the coe this month is 20k then u
sell away 5 years later.. then mean u still get back 10k.. u spend
10 k on coe..
however if the coe cost 10k.. then u sell away after 5 years.. tt
means u can get back 5k.. so u spend 5k on coe..
10k - 5k = 5k extra
simple logic wad.. y u all say is the same i don get it..
