Originally posted by sohguanh:
[b]actually 20 yrs is the best option.
Who dun wanna pay up faster? It is becuz after minus initial
payment they calculate how much each month need fork out then
discover if pay a lot each month wait retrench how? So opt for
slightly lower payment each month lor so in the end become 30
years.
My house cost me 300K after count all those admin and all those
extra fees 
[/b]
it is not just about the money. otherwise i would have said 10
yrs is the best option.
