Crazy claim or extortion

Ba0 SG

hi.. recently i got a incident where my car couldnt stop in time and gently kiss a car in front.. no dent or dmg to the bumper..only scatches.. the owner demanded a payment.. i say fine, spray at my mechanic and he wanted a memo.. (i write will pay for dmg but didnt state must spray at my mechnic) then i cant get him over his HP for 2 weeks. yesterday he called me..( his HP 1 digit diff from what he gave me) and demanded 850, cos he go to his mechanic.. i was fume.. i ask him why he go to his when we have agreed to come my mechanic.. he say troublesome.. 850 include spray bumper, chg his 2 lamp light and metal crack under his car. seriously, it was a scratch ,dunno why the lamp light crack is my fault. my question is what shd i do now? claim insur or pay him?

Ba0 SG

one more time.. i also have to pay for his rental car for him to go work..
which i find it too much..

magioluca SG

I'll have a camera to take down pictures of the damage to reduce chances of extortion, esp the inner sides. He may be taking opportunity to get new stuff.

I dun think you have any obligation to pay for his rental, if it was not written in the memo. It is merely for his convenience. but you know, things like these are very subjective one. I won't pay if it was me though, as it wasn't written in memo.

If reallly must pay for rental, then I ask him to deduct the petrol and parking that he saved by not driving his own car.

Praetorian111 SG

Do the letter have any date?? Do you have a copy of the letter and invoice of the repair listing each of the items?? What are the content inside?
In term of law and insurance claim, the letter is not really acceptable. It just serve as a reference to the case.

In term of damages, did you state in the letter that you will pay IN FULL AMOUNT?

As for paying of the car rental fee. I don't think there is a need to... firstly, he did not seek ur advise before he actually perform the act of renting the car. Secondly, the amt of damage on the car (even after he overstated the cost of repair) allows the owner to drive the car ard and do the repair at his leisure time without compromising his working activities.

Cheers.

huoye SG

and if u haf proof dat u called him…eg when he gave u his number wif his signature on it or request a phone log from ur telco to show dat u haf been trying to get him thru the number u gave him….it will prove he intentionally gave u the wrong number den i believe u may haf a claim against him….in fact u may actually counter sue him for giving u false info….... who knows u may not even haf to pay for his damages anymore…

storywolf SG

Well think if it is only 850 , pay him ! Frankly my advice is you should have told him to go to Ida for damage assessment . Even you go claim insurance, your insurance will not give you as you didn't go to IDA to file accident report, and repair is done with proper paper work.

There is alway 2 side of the story also. I got hit by someone from behind at a junction, which like your case look like some scratches of the bumper, but what we did was to send my car to IDA for accident inspection. That when the real damage is full found and recorded, according to the IDA guy, you can take all the pictures you want which look like surface damage, but in a full inspection will review more. Like my case, the bumper is cracked and some metal damage which is hidden . Well send in to repair to replace the whole bumper which took 2-3 days. Of course my job need me to travel everyday to tuas everyday, thus I need car rental. Thus bumper 1000 + and car rental a few hundreds , he charge to his insurance.

Well if you want to bang into someone which is your fault, then of course the other side have the right to claim car rental, because some people do need a car to move around.

<sk> SG

Well, I had a similar accident like yours, I bumped the person in front of me. We were both honest and helpful people and decided not to report to the police so that we both didn't have to waste time at the police station or at IDA and my insurance didn't have to go up. He would fax me the bill and I would pay him back in full. In a few days, he had a bill faxed and I sent him a cheque. Case closed. Wink

Thats kinda the way it should be handled if you know the guy is quite nice and honest but if the bugger you bang is a total ah beng, then just go through the formalities, call the police, file a report, go to IDA, call your insurance, etc! Laughing

No fun getting into an accident, thats why I stress safety first!

Praetorian111 SG

Going to Idec for assessment is nice, but it will not date the damages.
IDec will only list all the damages on the car. In the end you may end up paying more for the damages done pior to the act. Smile

perseus76 SG

In the first place, what car is he driving?

Bumper crack, change the whole bumper, may not even cost $850. Some more he change lights?

If you have not pay, then you can don't bother to pay. evidence are gone. No idac assessment, then how to insurance claim. How to log a claim. Maybe you can pay the amount which you think is reasonable.

perseus76 SG

D16Z6 SG

dun pay him lah... Laughing

m)phosis SG

wa unreasonable lei.. rent car u aslo muz pay… indirect liao ma….if u claim ur insurance then u dun have the no-claim benefit for the insurance alredy lei… but paying him 850 +rental is too much.. argue with him… tell him the negligible scartch dun cost tat much… argue lor… but u also dun have proof la…. no matter wad i think u alos lose when argueing one cos u knock him ma… y got such unreasonable ppl ard .!!

storywolf SG

I think you all must look at the other party stand also. Cannot say unreasonable.

You must see the victim side of the story also. I got bang from behind by a someone who is so busy talking to someone. First that screw up one whole day as I need to send my car to IDA for inspection and to workshop. Then have to wait for workshop to order the parts and make repair. Of course the repair take 2-3 days. Nowaday worse if NTUC insurance still have to wait for the lowest quotation then can repair, die another day of wait.

While my car is being repaired, how do I get to work ? It is at the bloody end of tuas which no bus or MRT. Even near MRT take also need about $20 for a single trip . I did nothing wrong, people bang into me, so why must I take another 2-3 day leave or fork out my money to pay for all the extra cost of transportation ? Don't bang into others if you are not willing to pay for others inconvience ! Of course no choice but to rent a car and charge to the other party .

You must understand, so what you pay for the repair - people's new car get bang up by u, people heart broken, also you waste people time and paperwork. Yes you can say that I got my repair and car rental ? Did I gain !!! I still lost 1 & 1/2 day of leave ( 1 day to do IDA and paperwork and 1/2 to collect it from workshop ), also a new car ok let people bang and have to replace parts, also have sad feeling .... !!!

The problem is our friend here did not go to IDA ! that the problem, if the amount like now end up with repair and rental is high then he can go to claim his own insurance ... but now without IDA inspection ... it is a done deal, insurance will not accept it , he will just have to pay .... as he did not follow legal proceedure.