No worries. Whether u take 1 year or 7 year loan, conditions are
the same - that means u still get $1500 discount.
All they are interested is to make sure u get the loan even though
u hv the money to pay all at once.If u are good at negotiating, u
can still get the $1500 rebate w/o obtaining loan.
Once, my cousin walk away in frustration when the SE told him that
he hv to take the loan to get the discount (he wants to pay whole
amt). SE saw him walk away, change his mind, then say he can get
same discount w/o getting loan.
It is only call HSBC discount in name only. It was more of car
dealer marking up its prices by $1500.
Its like bank will pay car dealer incentives for every customer
that take up its loan.
