some qns abt insurance

RaTtY81 SG

lets say u buy 2 insurance policies from 2 different company like aia n prudential. den if something bad happen to me like death, den my beneficiaries can only claim from 1 company but not 2 companies? like claim from aia but cant claim from prudential liao isit?

de_middle SG

Siang kong eh?

sohguanh SG

It depend on the policy terms. Some policies list out explicitly the paid out is on top of any existing policies that you have claimed. Some policies no put so you gotta check.