The HR will calculate your average of your previous 6 months pay
and submit the claim form on your behalf. The MINDEF is always kay kiang and re-calculate it again. The
end result is most likely you will short fall from tens to hundreds
of dollars. Happens to me almost every year. First 2 years, I made
my appeals to my HR and MINDEF. And you know
what? Both sides claimed they were right. So, LL, I’m the one in
wrong lor. Don’t worry, you will get used to it. CORK UP is the motto of both HR and MINDEF.