haha, brother dun need to worry.
The finance company that u took the loan from, will check on yr
credit worthiness and will determine whether or not to approve yr
loan, and even if approved, at what level.
Usually to determine whether the loan will approved or not, just
use yr mth instalment times 3.5 time. If your mth salary is more
then this amount, then should not be a problem. If not, think u
have to find a cheaper car or pay more downpayment.
Cheers!!!!