I find it interesting that someone who is not a car owner or
interested in getting a car in the future actually visits a car
forum.
Me thinks you have not totally convince yourself totally that you
will not buy a car yet 
Anyway please don't take this in bad way cos
I am saying this because I am/was guilty of that as well.
For me, I was driving for 6 years (courtesy of my father's
generousity) before for a reason I do not care disclose, I became
car-less (no, it had nothing to do with my dad).
So I said to myself, it's ok. It's cheaper to take public transport
and the occasional cab, right so that's what I will do. It's been 5
months and I can't stand not having a car anymore and currently
eyeing the picanto. Yes, I am going to pay for it myself.
From a "want" point of view: Why would one buy a car?
1. The freedom to roam anytime anywhere. Public transport is a pain
when it comes to late night suppers with friends.
2. The value of one's time. For example, I have a friend who works
at least 1.5 hours away by public transport. so that's 3 hours a
day on the road. Not to mention the aggravation of spending so much
on the bus / MRT each day. Cab? It costs him about $20 one way. So
that's more $800 a mth. Not exactly a cheaper alternative.
3. There are also shallower reasons like for skirt chasing etc.
(Hey, women go for cars, men go for T&A, both genders are as
shallower as the other if you ask me 
)
So I would not say owning a car is a "little comfort" for me (and I
suspect for a lot of people).
My point is that IF you are financially comfortable enough to buy a
car, there are a lot of reasons to go for it. Like most things in
life, there is always a trade off. Of course, anyone is considering
skipping lunch for 10 years to be able to own a car needs seek help
right now.
