insurance
uber
grab
Insurance coverage is one thing. Whether you can make a
successful claim is another. Let's look at their terms for
passengers:
THE COMPANY IS
A TECHNOLOGY
COMPANY THAT DOES NOT PROVIDE TRANSPORTATION SERVICES
AND THE COMPANY IS NOT A TRANSPORTATION PROVIDER. IT IS UP TO THE
THIRD PARTY TRANSPORTATION PROVIDERS TO OFFER TRANSPORTATION
SERVICES TO YOU AND IT IS UP TO YOU TO ACCEPT SUCH TRANSPORTATION
SERVICES. THE SERVICE OF THE COMPANY IS TO LINK YOU WITH SUCH THIRD
PARTY TRANSPORTATION PROVIDERS, BUT DOES NOT NOR IS IT INTENDED TO
PROVIDE TRANSPORTATION SERVICES OR ANY ACT THAT CAN BE CONSTRUED IN
ANY WAY AS AN ACT OF A TRANSPORTATION PROVIDER. THE COMPANY IS NOT RESPONSIBLE NOR LIABLE FOR THE
ACTS AND/OR OMISSIONS OF ANY THIRD PARTY TRANSPORTATION PROVIDER
AND/OR ANY TRANSPORTATION SERVICES PROVIDED TO YOU.
By using the Service, you expressly represent and
warrant that you are legally entitled to accept and agree to the
Terms of Use and that you are at least eighteen (18) years old.
Without limiting the generality of the foregoing, the Service is
not available to persons under the age of eighteen (18) or such
persons that are forbidden for any reason whatsoever to enter into
a contractual relationship.
Do you know that if you
are under 18yo, you cannot use the App?
So, grab protects themselves legally. If the
insurance does not make payment, you cannot sue them. You have to
sue the driver or other third parties.
Of course, in your haste to download the App, you
simply ticked the "Agree" button without reading the terms and
conditions. Tio bo?