Qoo`~` SG how to make more money???? part times are out of question due to time and commitment elsewhere.... investments are also out of question, cant raise the capital, let alone talking about the risk~ savings? hahaha if only i have enough to spend on food each month... sigh.......im seriously running on a deficit every month........
X-men SG If anyone knows how to save money... PLEASE let me know I have been throwing too much underwater
X-men SG Agreed. This year I planned to cut down on my trips. Going for one the April I don't mind a part time job on weekends
Qoo`~` SG i scare i teach tuition, the kid gena hantum from me.. somemore i got no time leh.......... invest??hahah no money how to??? play mahjong n soccer?? consider them as gambling...... got hear before "10 gamble, 9 lose"?
Qoo`~` SG but actually quite ok....... u pay money to enjoy what u doing.. i think its quite worth it....... somemore yrs is so exotic wan...... equipment alone cozt half of my pay lia.........
FireIce SG u dun have to make more money jus spend less the more money u have, the most u spend........vicious cycle.......
sillyme SG write out your monthly expenditure.. see what you don't need to spend on.. and then where you can reduce spending on.. also, open another bank account.. each time pays come in, put it aside and don't touch it.
X-men SG I a good break but then its taking too much of my $$ liao. This year I will cut down on the expenses. BUT I have got trips planned for April (malaysia) June (Redang) and October (Bali) No lah... not that kua zhang lah... half yr pay.
Qoo`~` SG hahaha..u wun believe it.. its almost every item is neccessary... i have a SAYE a/c.. save as you earn... that means each mth they will deduct a certain amt of money from yr a/c and keep it.. cant withdraw til maybe one yr later..... but i really cant survive without that amt of money... after 3 mths of commitment.. i backout....
Qoo`~` SG ya lor.. maybe u limit yr trips to only one good one per yr.. like this u get a good long break at the same time cozt lesser than have 3 trips.......
sillyme SG hehe.. then look for a job with higher pay! seriously, sure got things can cut expenses on.. just opt for cheaper alternatives
