i agree with wat sillyme said abt having another acc for
saving
every mth when my pay is credited to my POSB acc, i will
immediately transfer $300 into my OCBC acc n i wun touch it no
matter wat. somemore must give family $300 for daily expenses so gd
planning in how the money is spend is very impt else i will surely
have to eat grass
by limiting the money in my main POSB acc, i m forcing myself to
cut down on buying stuff, or buying only things tat i
need...otherwise wait for sale then buy so can save abit
though $300 a mth is not much, slowly accumulate oso got a sense of
satisfaction...
