I laggi worst....I hv kids....$500 a mth for preschool
fees....$300++ a mth on insurance for the kids...and $200++ a mth
for the vaccinations etc. If they fall ill...they can wipe out
about $500 a month. (No wonder so many young couples don't want to
have children....but I still no regrets, my kids just smile at me I
happy already...all sacrifices worth it)
Okay back to the topic....Furthermore, there is the power bills,
housebills, fuel bills, car loan. Aiyah....when i was in school, i
thot when i work i will hv more money...but now i limit myself to
spending max $400 a mth....but still manage to save about $300 a
month. Yes, keeping in in a separate account does help and when the
amt accumulates to a critical value i put in fixed deposit, so I
won't spend the money away...I must plan for retirement and I don't
want to be a burden to my children.
