No point crying over spill milk. Take a deep breath and ask
yourself, what is it that you want now? To clear your debts by
working hard or to recoup it at the table again? (99% you will lose
more, not only money, but time, youth and trust)
Talk to yr bf and if he is caring or responsible, 2 of you
should work out a plan, e.g – to work hard together to save and
repay yr debts.
Take this time to quit yr cigges. One pack a day $10, is $300 a
month. $3600 a year. You need to save on yr cigge for 5 years
before you recoup yr $18k without going back to the table.
Including yr cigges savings, yr partime jobs etc. I believe you
should be able to clear yr debts in a few years. The most you are
20+, you still have a long way, a bright future. It all just
depends on you. Jia You! Help yrself, coz no one can help you. Take
a step forward to a brighter future now.
