my previous bf belonged to this category; his earnings was
pretty minimal; but he paid for things whenever we had gathering
with his friends.
It's fine, if it's just payment once a while on the gatherings;
we both aren't that fussy about money issues. Most will return him,
except one.
This particular guy would go to the extent of going to Gents when
the bill is 'on the way'; giving reasons like i have only 2 bucks
in my wallet? fyi, he's earning 4k plus a month - quoted from
him.
But, my guy still happily pays for this friend which at times
makes my blood boils.
Anyway, my guy doesn't have any financial planning sense in him,
and just spends whatever he has worked for in that month; savings
were practically zero, yet he's in the working force for
years.
He's pretty simple-minded, helps whenever he can, whoever needs
help, just ask, he'll be there.
I nagged for five years, at his financial planning, at his work
etc, came up with plans for him - to tackle work issues for better
profits, better management of finance etc, paid his bills, paid for
his overseas holiday trip with his friends etc etc.
That's the irony in humans - he finally 'woke up' after 5 years,
finally had savings, finally understand the meaning of financial
planning, finally made improvements in his work etc.
We shifted from having bread for dinner, watching movies on
weekdays, rent movies on weekends to watch - jus to save money, to
the now almost shopping sprees on every weekends, changing
cars every few months, eating at restaurants, holiday trips
etc.
Sounds good?
But I left him a year after his change; the things he
bought went to my friends (new ones), spoilt and used (rubbish
chute).
Mayb if given me a choice again, I wouldn't have helped him to
do the financial planning, wouldn't have helped him to figure
things out on his work, wouldn't have nag at him, wouldn't have
done all the things i have~~~
all in all cos --> he has changed from one who will be there
for u in dire of needs, to one who will be there to pay for ur hosp
bills on the day u discharge, that's the only day he'll show up
despite how many days u are in hosp~~
whether its from rags to riches or riches to rags, what's
important is the person himself doesn't change~~
that's precisely what my friend is facing..she's being trying her
best to help her BF to plan out on his finances..Volunteered to set
up a joint savings a/c (for their future wedding expenses)..But,
this guy doesn't seems to appreciate it..he seems to have the urge
to spend all his $$ everytime..
Is like..he will propose to my friend.."Darling, shall we use
the expenses for a holiday?"
or
"Darling, shall we use the savings to settle my credit card
bills?"
So is like..he doesn't seems to have the determination to save
up...
Though they are having some financial problems with the monthly
car loan & yet this guy tries to act 大方 in front of us..Splurge
like he's loaded..
I do sympathesized with my friend in the long run..Imagine the
life that she will be leading in future..trying to scrimp &
save to her best ability, while the guy (direct opp.) cont. to
splurge like nobody's business..
P.S : Char bo..hopefully u will read this post later..and know
that you ain't the only one facing this problem..
