That would depend on what are the living habits, are they
serious to a level of intolerance, and can a compromise or solution
be reached.
I personally feel most disagreeable living habits can be put up
with, or changed, or worked around. If two people want to stay
together, they will find a
solution - whether in or out of a marriage.
What is more important than mere living habits, are sides to a
person you've never seen. Perhaps he/she gets physically agressive
when angry? Or he/she is addicted to porn? Has a massive overdraft
and continues to spend recklessly? (for example lah)