Which credit card are you using and why?

last SG · 2010-11-25T14:33:52+00:00

If income comes infrequently throughout the month, all the more should use cards, because cards group the payment at one shot, after all your income for the...

βέτά SG

no income still hanker after 30k diamond ring ah? eat shit and die la :)

Be nice to dogs, animals and parn.

βέτά SG

If you don't work during office hours, spend most office hours in sgf, then you are definitely one ugly hag.

How to get a husband to buy you that 30k ring?

Should just settle for kk, at least he is at your beck and call.

parn SG

If you don't work during office hours, spend most office hours in sgf, then you are definitely one ugly hag.

How to get a husband to buy you that 30k ring?

Should just settle for kk, at least he is at your beck and call.

With a deduction like yours, no wonder everyone got additonal IQ bonus+.

I hope you were blessed in other areas since you were shortchanged on your cock and your brain.

parn SG

Be nice to dogs, animals and parn.

Yes, must always be nice to me because I am weak.

Thank you very much.

FireIce SG

i avoid instalments too.

if i wanna get something, i make sure i can afford it and pay it in full.
i rather pain one shot than pain every mth

Rock^Star SG

LOL!!! How does having no income relates to 30k diamond ring?

No wonder Singaporean guys like yourself are suffering from relationship failures and divorces, because they do not understand why they will never find true love with their cheap fuck mentality.

I realised how impossible it is for society failures like your kind to afford a mere 30k diamond ring.

haha dickhead :)

韩飞官 SG

Bluff you for what?

No income, no credit card.

I only have debit card.

i lazst time also no credit card.i only gt debit.but one day cimb bank approched me and said wanna sign up for credit carfd?i said i am student only.he said nvm we gt credit card for student.i said i don want.he said come on ,it is life time free,no year fees ,let me earn some commission. then i said ok lor.thats how i got my first credit card.it has been 3 months since i got it.i haven use it once.i still using debit.

parn SG

haha dickhead :)

Between you and me, dickhead would be referring to you.

Unless you admit that you do not have a dick.

True?

parn SG

Maybe he's handsome and you're slightly GAY, so you conceded to his charms and sign up for a credit card.

I'm not a student so I am not applicable to sign up for any credit cards.

Moreover, I HATE TO BE APPROACHED BY STRANGERS IN THE PUBLIC.

韩飞官 SG

that day nth to do mah.so let him earn some money. and are u fckup? rumors say that u are fckup

parn SG

that day nth to do mah.so let him earn some money. and are u fckup? rumors say that u are fckup

Rumours also say your Mum is fuckup, I heard those rumours from your Dad.

Are you fuckup too?

Genie99a SG

Any credit card that bo annual fees lor.... and make sure u pay up every mth

I use Ignite

angel7030 SG

it is alway rumors that mess up the whole picture...please get the facts

likeyou SG

I always settle my cc bills on time, so I keep my records with the bank clean. In return, they don't charge me the annual fee, and waiver the cost of my card replacement, increasing my credit limit comes easy too.

As for interest free installments, I try never never to touch those, your cc bank will absolutely hate it, and they will not grant you anything good till you clear it.

I agreed.

Keep your account clean with no outstandind debts or rollover.

The best option (not to incur any debts), use less cc. Pay by cash or nets.

Eighties SG

I agreed.

Keep your account clean with no outstandind debts or rollover.

The best option (not to incur any debts), use less cc. Pay by cash or nets.

I pay by cash, cashcard and ezlink card.When I am in the library,I try to pay by cashcard if cannot then cash.

likeyou SG

I pay by cash, cashcard and ezlink card.When I am in the library,I try to pay by cashcard if cannot then cash.

Good to have this habit.

Pple have cc get caught for not being able to pay off the debts.

Poolman SG

Tenzin SG

It seems the POSB Everyday Card is highly sought after, mainly for their utilities and petrol rebate; agents just stand there wait for customers come only...sign one card $30 for them.

Citi Platinum Select Card has got 5% cash back on groceries across more departmental stores compared to,

OCBC Fairprice Plus Card up to 8% off on Fairprice household brands. (but their kaya like crap...)

Anyone holding travel cards?

Why would anyone spend more than they earn if the card holder is the person who can afford the card itself? Maybe angry wives. =D

Citibank cards are coming on strong, highly recommended. Do check them out. And they are giving away nice digital clock at SITEX too.

AMEX card is on promo there too, first year waiver... they charge annual fee regardless of usage. Seems like a good card for business and travel, many other cards are tagging onto AMEX to enjoy their perks.

Tenzin SG

Here are the links to all the credit cards available in Singapore, for your research for possible savings/rewards according to your own lifestyle (might miss out some, but these are all I found at the moment):

Diners Club: http://www.dinersclub.com.sg/en/applynow/intcreditcard.asp

AMEX: https://home.americanexpress.com/home/sg/home_p.shtml?page=PR

DBS: http://www.dbs.com/sg/personal/cards/credit-card/view-all-cards.aspx

POSB: http://www.dbs.com/posb/cards/everyday/default.aspx (only 1 credit card)

OCBC: http://ocbc.com.sg/personal-banking/cards/Crd_Listing.shtm#creditcards

HSBC: http://www.hsbc.com.sg/1/2/personal/cards

UOB: http://www.uob.com.sg/personal/cards/credit/overview.html

Citibank: http://www.citibank.com.sg/gcb/credit_cards/creditcard.htm

Standard Chartered: http://www.standardchartered.com.sg/personal-banking/cards/en/

Maybank: http://info.maybank2u.com.sg/personal/cards/ourcards.aspx

ANZ: http://www.anz.com/singapore/en/Personal/credit-cards/

CIMB: http://www.cimbbank.com.sg/index.php?ch=sg_per_ca&pg=sg_per_ca_prod

Bank of China: http://www.bankofchina.com/bcservice/bc1/

India Bank: Prata Platinum Card (1% rebate on all prata purchase islandwide)

browniebaobao SG

I tend to apply cards coz of the design rather than the privileges..

I have the following:

POSB Everyday

DBS Takashimaya purple rose

UOB Lady's card

Maybank Starfish

Standard Chartered Manhattan Card

Citibank Clear

OCBC Robinsons

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